—Existing learning-based multi-modal biometric fusion techniques typically employ a single static Support Vector Machine (SVM). This type of fusion improves the accuracy of biometric classification, but it also has serious limitations because it is based on the assumptions that the set of biometric classifiers to be fused is local, static, and complete. We present a novel multi-SVM approach to multi-modal biometric fusion that addresses the limitations of existing fusion techniques and show empirically that our approach retains good classification accuracy even when some of the biometric modalities are unavailable.