We propose a structural credit risk model for consumer lending using option theory and the concept of the value of the consumer’s reputation. Using Brazilian empirical data and ...
This paper describes an original method for evaluating peer review in online systems by calculating the helpfulness of an individual reviewer's response. We focus on the deve...
William Hart-Davidson, Michael McLeod, Christopher...
Can we use social networks to combat spam? This paper investigates the feasibility of MailRank, a new email ranking and classification scheme exploiting the social communication ...
In the last decade, there has been an explosion of online commercial activity enabled by the World Wide Web. An electronic marketplace (e-market) provides an online method to perf...
Adriano M. Pereira, Arlei Silva, Wagner Meira Jr.,...
Abstract— Although direct reciprocity (Tit-for-Tat) contribution systems have been successful in reducing freeloading in peerto-peer overlays, it has been shown that, unless the ...
Raul Landa, David Griffin, Richard G. Clegg, Eleni...