This paper discusses the design and implementation of a payment framework that is loosely based on the direct debit payment model. We define such payments as one in which customer...
In project management, most manufacturers (project managers) offer no delayed payment contracts under which each supplier (contractor) will receive a pre-specified payment when ...
H. Dharma Kwon, Steven A. Lippman, Kevin F. McCard...
Credit networks represent a way of modeling trust between entities in a network. Nodes in the network print their own currency and trust each other for a certain amount of each ot...
Online payments in business-to-consumer electronic commerce are mainly made with credit cards. Fraud and chargebacks are a significant issue for merchants and payment card brands, ...
In mobile commerce, short-message-service (SMS) is an important technique for delivering payment instruction. A payment model "SMS Credit" was proposed earlier [1]. Such...
Electronic Payments have gained tremendous popularity in the modern world. Credit/debit cards and online payments are in widespread use. Bringing electronic payments to the mobile...
Multicast routing uses a structure, either a tree or a mesh, to connect the receivers to the source, thus saving the bandwidth. How to share the cost among the receivers in a certa...
We introduce the concept of a trust network—a decentralized payment infrastructure in which payments are routed as IOUs between trusted entities. The trust network has directed ...
Arpita Ghosh, Mohammad Mahdian, Daniel M. Reeves, ...
In this paper we shall introduce a new electronic payment concept based on the popular direct debit payment model, entitled periodical payments. The direct debit model currently i...
Implementing an electronic payment system involves striking a balance between usability and security. Systems that allow payments to be completed with little effort on the part of...