Abstract—A person usually carries multiple authentication tokens in the form of various cards to access services electronically. Often the service outlets are equipped with a strong infrastructure to permit the user interactions. The network connectivity is usually a must for the service outlet to authenticate the user with the server. In this paper, we propose a solution which uses the personal mobile devices held by the user to interact with the service outlets. Such a system can then alleviate the needs for interaction console and communication infrastructure at service outlets.